I find myself in the odd position of defending Obama on this score. His speech contained very clear conditionals (emphases mine):
When times are tough, you — you tighten your belts. You don’t go buying a boat when you can barely pay your mortgage. You don’t blow a bunch of cash on Vegas when you’re trying to save for college.
Well … yeah. Maybe Obama would have been better advised to keep it generic by saying “in the casinos” rather than “on Vegas”, but otherwise, this is only remarkable for its banality. You’d hear the same kind of advice from your parents, and probably would have rolled your eyes at its obvious nature.