"Whole Foods has an insurance policy with a high deductible. That means an
employee like Braden Weirs must pay about $1,000 before his insurance kicks in.
If he gets cancer or heart disease, his insurance covers it. But if he has a
sore throat or a sprained ankle, he pays. To help workers pay, Whole Foods puts
money into an account for them. Weirs got $1,500 this year. If he doesn't spend
it on medical care this year, he keeps it and the company adds more next year. "
This sounds like a great plan if you are healthy, and don't spend that much on your health care. If you do spend more on your health care, I can see how you wouldn't be able to save up the money that the business gets you to be able to afford glasses or acupuncture. It makes people take more responsibility for their health care costs, which is a positive thing. But it isn't as easy as the older plans, where you just went to the hospital and it was covered.
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